insurance & Fees
Insurance
Kelsey is in network with the following plans:
Aetna
BlueCross and BlueShield
Carelon Behavioral Health
Cigna and Evernorth
Oscar Health
Oxford
Quest Behavioral Health
SelectHealth
United Medical Resources (UMR)
UnitedHealthcare UHC | UBH
Elizabeth is in network with the following plans:
Aetna
BlueCross and BlueShield
SelectHealth
If you have one of these plans, your cost per session will depend on your specific benefits — including your deductible, copay, or coinsurance. If you're not sure what your mental health coverage looks like, your insurance card will have a member services number on the back. It's worth a quick call before your first session.
Out-of-Pocket Rate
For clients without insurance or who prefer not to use it, the self-pay rate is $150 per session (Kelsey) $110 per session (Elizabeth).
A note on using insurance
Using insurance requires a mental health diagnosis to be included in your record. For some clients that's a non-issue; for others — particularly those seeking therapy for personal growth, relationship work, or life transitions rather than a clinical diagnosis — self-pay offers more privacy and flexibility. Neither option is better across the board. It depends on your situation.
Good Faith Estimate
Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected costs before beginning services.
Questions?
If you're unsure whether your plan is accepted or want to talk through options before booking, reach out at kelsey@holisticpathwayscounseling.com or (719) 822-1290.
